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Financial Planning

Financial Foundation

Make a New Year’s resolution to “build a financial foundation”. Each year most of us make some resolutions at the beginning of the year:

  • I am going to save more money.
  • I am going to lose weight.
  • I am going to workout regularly.
  • I am going to get work/ life balance.

These are just a few of the examples. In each case it is easy to say you are going to do something, it is another to actually follow through. The key to achieving success with any of the objectives listed above, or others you may have, is a properly established plan, implementation of the plan and then execution of the plan. At Joseph F. Fragnoli, CPA, PC in Nashville and our affiliate, Triumph Wealth Management & Consulting, Inc., we assist with the development of a financial blueprint to help you build the foundation for saving more money, building for retirement and achieving your financial goals and objectives. Additionally, our program takes into consideration far more than just your investment and tax planning strategies. We consider risk management issues (life insurance, disability insurance, long term care considerations, etc.), education costs, and special situations, to name a few.

In developing our financial planning strategies, we take an approach different from most advisors. We combine our intricate tax planning software and strategies with our financial planning models and build a plan that will meet your risk level tolerance and be designed to maximize after tax returns. Our planning always takes into consideration your individual and business tax situation so as to factor in the tax consequences to your investment strategies. Our strategies, in some cases, are very different than those most commonly used by our peers and other advisors.

When analyzing financial results, we do not look at the typical return on investments as reported by the financial sites or your broker/ dealer. We consider the tax consequences of the investment and look at the after tax return. In some cases, the individual may have been better off in a more tax favorable investment yielding a lower pre-tax profit, but a better after tax profit.

Additionally, your situation may require you to prioritize other financial and family issues that do not include investing money at this time. There may be more urgent needs that need to be addressed. Our approach is comprehensive and considers all of your needs and desires. Accordingly, if you are interested in a progressive and forward approach to developing a financial foundation that assists you in meeting your goals, please feel free to call us at (615) 678-4751. Remember, “Plan, Execute, TRIUMPH!!”