A Cohesive Financial Plan
Is your financial plan, if you have one, a cohesive financial plan that incorporates YOUR objectives, desires, and financial target?. Does the plan include income tax implications for current decisions and future objectives? If not, then you do not have a cohesive financial plan. If you have a financial plan, you probably have a plan that meets your advisor’s objectives or the objectives that are general in nature and those promoted by the financial planning industry. At Joseph F. Fragnoli, CPA, Inc. and our affiliate, Cohesive Financial Planning, Inc., we believe that the financial planning should be done to meet the desires, objectives, and targets of the client and should include all planning considerations including tax implications (which require a tax expert such as myself), medical considerations, education needs, legacy planning, retirement planning and much much more.
A Planning System to Meet Your Needs
At Joseph F. Fragnoli, CPA, Inc. and Cohesive Financial Planning, Inc. we utilize financial and tax planning tools and software that will factor in all the elements of a “cohesive financial plan”. Many targets set by planners’ appear impossible to reach. They are unrealistic. But, most importantly, you don’t have to reach them to reach YOUR objectives. I can’t state it enough, the financial plan should, and must, be targeted to meet YOUR objectives and desires and not what the planner believes should be your objectives and targets. My job as a financial planner is to make sure that we can design a cohesive plan to meet your objectives and to counsel you as to whether or not you are being realistic with your goals given your current position and abilities to meet the goals and make the necessary adjustments to get you as close as we can. Also, the plan must be addressed and adjusted as necessary on a regular basis, not less than semi-annually. My Firm is a fee based planning firm.
Want to Move Forward With a “Cohesive Financial Plan?
If you want to move forward in developing a financial plan that is cohesive, complete and meets your goals and objectives with a planning firm that addresses YOUR desires, then please reach out to us. You can reach me directly at (615) 678-4751, (239) 658-5217, or my cell at (615) 513-5522. At Joseph F. Fragnoli, CPA, Inc. and Cohesive Financial Planning, Inc. in Ave Maria, FL and Nashville, TN we focus on YOU. We look forward to hearing from you.